Risk Analyst Agent
Identifies suspicious behavior and scores the case with explainable reasoning.
Analysis complete
From Investigation to Filed SAR
Argus assembles the evidence, scores the risk, and builds a defensible case then drafts the SAR narrative automatically. You review & approve.
Risk Detection & Case Flagging
Profile customers and automatically score and flag suspicious cases.
Analysis You Can Read
Every pattern, score, and reasoning step explained in plain language.
Case workspace
Maria Santos
#AA3CBCE4…
● CRITICALFILE SARFINCEN_USINDIVIDUAL
95/ 100 risk score
Analyst summary
Systematic structuring detected across six cash deposits below CTR thresholds, with rapid wire-out to an offshore entity—investigation context assembled and risk scored for analyst review.
Risk analysis
Suspicious patterns
Structuring
98%
Six deposits systematically positioned just below the $10,000 CTR reporting threshold over 20 days.
T001T002T003T004T005T006
Rapid fund movement / layering
95%
$58,000 wire transfer to offshore entity within 48 hours of final structured deposit.
T007
Profile inconsistency
92%
Transaction volume extrapolates to $1M+ annually vs. $20–30K expected retail cashier salary.
T001T007
High-risk offshore counterparty
85%
Wire beneficiary 'Offshore Holdings Ltd' exhibits shell company characteristics with no documented business relationship.
T007
Agent chain-of-thought
Reasoning chain
1
Customer profile — retail cashier occupation inconsistent with $57,000 cash volume in 20 days.
2
Transaction velocity — six deposits at regular 3–4 day intervals, mechanical regularity.
3
Structuring detected — all deposits in $9,200–$9,800 range, calibrated below $10,000 CTR threshold.
4
Narrow $600 variance across six transactions confirms intentional calibration, not coincidence.
Human Review
Analyst validates findings—nothing advances without approval.
Awaiting approval
Compliance Officer Agent
Generates regulator-ready SAR narrative and structured report sections.
Draft ready
Audit Log
Logs every agent and human action across the workflow.
Fully traceable
Complete Audit Traceability
Every agent action and human decision logged end-to-end for defensibility and audit readiness.
Audit log
Audit transparency
| Timestamp | Case ID | Event type | Actor | Summary | Details |
|---|---|---|---|---|---|
| May 28, 2026, 22:30:06 | c65ee1f8 | SECTION REGENERATED | Sarah Chen AML Analyst | Regenerated filing institution section per reviewer instruction. | Collapse |
| May 28, 2026, 22:30:00 | c65ee1f8 | SAR DRAFTED | Argus Compliance agent | SAR narrative and structured sections generated after human approval. | Details |
| May 28, 2026, 22:22:07 | c65ee1f8 | CASE CREATED | System Automated | Case opened from uploaded transaction batch. | Details |
| May 28, 2026, 22:11:50 | 202ffd18 | HUMAN DECISION | Sarah Chen AML Analyst | Reviewer approved risk output and unlocked SAR drafting. | Details |
| May 28, 2026, 22:01:18 | 202ffd18 | RISK ANALYSIS | Argus Risk agent | Risk tier scored with explainable drivers and pattern summary. | Details |
| May 28, 2026, 22:00:26 | 202ffd18 | CASE CREATED | System Automated | Case opened from alert queue. | Details |
Event detail
SECTION REGENERATEDc65ee1f8
Regenerated filing institution section per reviewer instruction.
- Section
- Filing institution
- Instruction
- Make the filing institution called "Nicette Hospital".
- Previous draft
- Metro General Medical Center
- Draft version
- v3 → v4
Sarah Chen
AML Analyst
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